Last Updated: January 2025
Effective: Immediately upon account creation
By creating an account or using any service on Virtual Vortex Bank (VVB), you agree to these Terms & Conditions. Please read them carefully.
“VVB”, “We”, or “Our” refers to Virtual Vortex Bank and all digital services provided.
“User” refers to any individual who registers or interacts with the platform.
“Dashboard” refers to the private member area accessible after login.
“Digital Schemes” include Loans, DPS, FDS, and other financial programs.
To use VVB:
You must provide your full name, email, mobile number, country, address, and identification when creating an account.
All information must be accurate and truthful.
You must verify your email using the code sent through EmailJS before accessing your dashboard.
The dashboard provides access to all VVB services, including financial schemes and profile management.
Protect your password. Sharing login credentials may result in account suspension.
You may update your profile picture and password. All identity-related fields remain locked after registration.
By applying for any loan, you agree to abide by its rules:
Interest: 50%
Interval: 180 Days • Installments: 5 • Minimum: $10,000 • Maximum: $1,000,000
Interest: 40%
Interval: 90 Days • Installments: 3 • Minimum: $3,000 • Maximum: $10,000
Interest: 23%
Interval: 30 Days • Installments: 30 • Minimum: $100 • Maximum: $1,000
Late or missed payments may result in penalties or account restrictions.
$50/30 Days • Interest 10% • Total Installments: 20 • Final Return $1,100
$100/30 Days • Interest 20% • Total Installments: 10 • Final Return $1,200
$200/90 Days • Interest 50% • Total Installments: 90 • Final Return $27,000
Missing installments may cancel or interrupt your DPS plan.
50%/365 Days • Lock-In: 180 Days • Min: $50,000 • Max: $100,000
25%/90 Days • Lock-In: 90 Days • Min: $500 • Max: $2,000
10%/30 Days • Lock-In: 30 Days • Min: $100 • Max: $500
Use this feature for technical issues, account help, verification issues, or platform questions. Abuse may result in restrictions.
Your data is used only for security, identification, and platform operations. It is never sold or misused.
VVB may update these Terms at any time. Continued use means acceptance of changes.
Accounts may be suspended for fraud, non-payment, abuse, or violation of Terms.
VVB provides digital banking simulations and structured financial programs. Users are responsible for their own account security.
By creating an account, you confirm that you have read, understood, and agreed to all Terms & Conditions.